KNOW THIS FIRST
quite simply Global Pacific Advisors, is better for your business
Our vision is to serve businesses better, with faster, easier business finance.
Whether you’re looking for asset & equipment finance or a business loan, Global Pacific Advisors (GPA) can solve your financing needs. Our specialized products are designed to meet the needs of growing businesses. To keep them moving forward; to navigate an everchanging economy and to help them grow and thrive.
We’re GPA, the money brand that’s quite simply, better for your business.
BENEFITS
Your Secret Weapon to:
Minimize Your Risk
Reduce your financial risk by utilizing OPM for major investments. This strategy allows you to pursue ambitious projects and innovations without putting all your personal or business assets on the line.
Protect Your Cash Flow
Maintain a healthy cash flow while still making necessary investments. OPM provides the liquidity you need for growth initiatives, ensuring your day-to-day operations run smoothly without financial strain.
Boost Your Buying Power
Increase your purchasing power to negotiate better deals and take advantage of bulk discounts. Using OPM means you can afford larger orders, reducing your per-unit cost and increasing your profit margins.
Expand Your Reach
Use OPM to fund comprehensive marketing campaigns. Reach a wider audience, increase brand awareness, and generate more leads, resulting in a higher return on your marketing investments.
FINANCIAL PRODUCTS
Products That Will Help You Reach Your Business Goals
Revolving Lines Of Credit
is a preset borrowing limit that a borrower can draw on at any time that the line of credit is open.
Main Approval Considerations:
Credit History, Time in Business, Affordability
Accounts Receivables Factoring
Merchant sells its invoices to funder and receives a percentage (typically 80%) of his outstanding invoice prior to their customer’s payment terms.
Main Approval Considerations:
Unpledged Receivables (no existing ucc), Industry, Reputable Customers, Business Financials
SBA Loan Program
provides loan guarantees to lenders that allow them to provide financial help for small businesses with special requirements. 7(a) loans can be used for: Acquiring, refinancing, or improving real estate and buildings. Short- and long-term working capital.
Main Approval Considerations:
Credit History, Personal and Business Financials, Cash Flow Analysis.
Equipment Financing
is a contractual arrangement in which a leasing company (lessor) gives a customer (lessee) the right to use its equipment for a specified length of time (lease term) and specified payment (usually monthly). Depending on the lease structure, at the end of the lease term the customer can either purchase, return, or continue to lease the equipment
Main Approval Considerations:
Asset / Equipment type industry, Reputable Vendor, Credit History
Term Loan Program
provides cash that is paid back with a specified rate, a specific time and with a fixed number of payments.
Main Approval Considerations:
Credit History, Time in Business, Affordability
Merchant Cash Advance
Merchant receives a lump sum payment in exchange for a portion of their future receivables at a discounted purchase price.
Main Approval Considerations:
Revenue / Receivables and Cash Flow
Affordable Rates
Enjoy Competitive rates tailored for your business growth.
Flexible Terms
Various payments structures are available to meet you specific needs.
Expert Support
Our dedicated team of experts is here to help you every step of the way.
Partner with Global Pacific Advisors
At Global Pacific Advisors, we specialize in providing tailored financing solutions to help your customers afford your products and services. Our extensive network of lenders ensures we find the best fit for their needs, making the process smooth and efficient.
IMPORTANT INFORMATION
20 Ways Our Clients Have Used OPM to Increase Their Profits
Develop a new software product.
Example: A tech company secures a loan to develop a new mobile app. Instead of using their own limited funds, they secure a loan. If the product doesn’t take off, they haven’t risked all their capital.
Expand your physical store location.
Invest in research and development.
Example: A pharmaceutical company uses OPM to fund R&D for a new drug, protecting its existing resources.
Upgrade to new, more efficient machinery.
Example: A manufacturing plant finances new equipment to improve productivity without depleting cash reserves.
Implement new technology systems.
Example: An e-commerce business takes out a loan to upgrade its website, enhancing user experience while keeping cash flow stable
Launch a new product line.
Renovate your office space.
Example: A marketing agency uses financing to remodel their office, creating a better work environment without cash flow disruption.
Enter a new market.
Conduct market research.
Example: Online Retailer uses financing to conduct extensive market research, maintaining cash flow for day-to-day activities.
Purchase bulk supplies for your restaurant.
Stock up on inventory for peak seasons.
Acquire high-demand seasonal products.
Take advantage of supplier discounts.
Buy premium products to attract high-end clients.
Launch a digital marketing campaign.
Example: A local bakery uses a loan to fund online ads, reaching more customers.
Create eye-catching signage for your store.
Example: A new boutique finances the creation of high-quality store signage, increasing foot traffic.
Produce professional promotional videos.
Example: A real estate agency uses OPM to create virtual tours, attracting more buyers.
Run social media ads.
Example: An online retailer secures a loan to run targeted social media ads, boosting sales.
Invest in search engine optimization (SEO).
Example: A law firm uses financing to hire an SEO expert, improving its online visibility and client base.
Maintain optimal inventory levels.
Example: A Toy Store uses a loan for bulk purchases to ensure they don’t run out of popular items during the holidays.
IMPORTANT INFORMATION
10 Reasons to Work With GPA
1. We specialize in Quick Fund products. Many are able to fund same-day with easy online checkout.
2. We simplify the closing process.
3. We know who does what and who does it well. Just tell us what you need, why and by when – our experts will take it from there!
4. One Stop Shop – don’t waste your time hunting and submitting to lenders that aren’t a fit. We’ll do the leg-work to bring you the best options.
5. Meticulous Internal Underwriting. We do a thorough in-house analysis of your file before putting it before a lender. This helps us identify lenders that favor your specific business attributes.
6. Expert Packaging and Presentation. We know what lenders are looking for and will advantageously package your submission making it easy for them to digest and approve – with minimal paperwork.
7. Most of our clients receive multiple approvals (we like options). We’ll help you compare the features and benefits of each so you can make an informed decision that best fits your business goals.
8. Lenders like working with us, which means they will like working with you. We can often negotiate “sweeteners” like preferred payment structures, early pay discounts and lowered or even waived origination fees.
9. Expansive Lender Network – we have access to products that are not available to the general broker population. Preferred Lenders have strict compliance regulations and minimum funding volume requirements that are difficult for many brokerages to meet. We pride ourselves on our long standing relationships with these lending partners giving our clients access to the very best.
10. One and Not Done. We want to earn your business again and again. We are constantly assessing changes in the marketplace. Should a new product or better pricing become available, our clients are the first to know!